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Apple Card Pre Approval: How To Apply, And What Are The Qualifications?

To apply for an Apple Card, you can use the Apple Wallet app on your iPhone or apply through Apple's official website.

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Goldman Sachs reviews your credit score, credit report, and income when considering your Apple Card application.

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The Apple Card is primarily a digital card, but you can request a physical card with a lower cashback rate.

Requirements for Apple Card approval include being a U.S. citizen or resident, being at least 18 years old, and having a photo ID.

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A preapproval tool is available online, but it does not guarantee actual approval as it is based on preliminary information.

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Goldman Sachs may not approve your application if your credit score is low, such as below 600.

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After approval, you have 30 days to accept the credit card offer, and accepting it will result in a hard inquiry on your credit.

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Applying for the Apple Card does not impact your credit score until you accept the offer or are declined.

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